A man in another state filed a claim in federal court to collect disability benefits. In Oklahoma and other jurisdictions, this is a common practice for anyone unable to work due to injury or illness. The insurance company involved in this particular situation has been accused of wrongfully rejecting the man’s claim. Denied insurance claims are often complicated matters that require skilled investigation and representation to successfully resolve.
The man who was recently denied benefits filed a complaint in a federal district court against The Guardian Life Insurance Company of America. His complaint states he was denied benefits to which he should have been entitled under a long-term disability plan. The man asserts he was subjected to an unreasonable claims process regarding benefits for which he was eligible.
He filed the complaint against The Guardian Life Insurance Company of America because it funds and administers the plan. A trial by jury has been requested. He is seeking reinstatement of benefits plus interest and any additional relief the court deems just.
Problems regarding denied insurance claims can be difficult to resolve without outside intervention. In Oklahoma, an experienced attorney can act on behalf of a disabled individual to investigate a situation and determine whether an insurance agency has wrongfully denied a claim. If so, there are typically several options available to rectify the problem, one of which is to address the matter in court. Beyond seeking a reinstatement of benefits, a plaintiff may ask that the court order the insurance company to cover any incurred court costs and attorney fees.
Source: flarecord.com, “Guardian Life Insurance accused of wrongfully denying man’s disability benefit claim“, Jenie Mallari-Torres, Nov. 28, 2016