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Representing People With Denied Insurance Claims
If you are disabled and collecting payments under a long-term disability policy, that's pretty much a done deal, right? That is, there should be no challenge to your claim by an insurer once you have -- and continue to be -- medically verified as unable to perform...
Subrogation action is an important insurance concept to understand. With subrogation, one party stands in for another party when making a claim for damages. For example, if you’re driving down the road and another driver runs a red light and side swipes you, your...
It happens all the time. It is quite common, in fact, for an individual in Oklahoma or another state who dutifully complies with health care policy requirements to be flatly denied coverage by an insurance company. Can that ever be right? Obviously, it would be hard...
The law holds insurance companies to a certain standard of behavior. When such a company’s conduct does not live up to this standard, it is coined “bad faith practice”. There are various types of conduct against an insured party that constitute bad faith. For example,...
A teen-aged girl living with epilepsy-linked seizures had high hopes a couple months ago in the days immediately preceding scheduled surgery to relieve her of her life-altering symptoms. Her procedure -- minimally invasive surgery called laser ablation -- has a string...
In Oklahoma and nearly every other state, driving without minimum insurance coverage is against the law. Insurance provides assistance in paying for property damage and injuries following a car accident. Because Oklahoma is an at-fault state, the driver who is...
Insurance policies are complex contracts. These contracts provide the basis for the agreement made between the company and the policy holder. These policies are often comprised of various provisions. Many of these clarify when damage is covered and when it is not. One...
Caring for a family member with Alzheimer’s is a unique and difficult challenge. You become an advocate for a parent who can no longer advocate for themselves while trying to respect their wishes for their care before they were afflicted by the disease. If your...
Here's something to know about insurance products offered to consumers in Oklahoma: There are about as many varieties as there are types of candy at your local store. Thus, when we note on our website at the established law firm of Mansell, Engel & Cole in...
With the unpredictability of the weather here in Oklahoma, you more than likely willingly pay for homeowners' insurance. Even if you don't necessarily like paying the premiums, the odds are that at some point, you may need to file a claim. Whether the damage occurs...