When denied insurance claims are reported in news cycles, they common center on claims stemming from environmental disasters and powerful storms where insurers dispute whether damage was created by flooding or high winds in an attempt to avoid paying a claim.
However, insurance policies cover a wide variety of issues that can come up in everyday life, and affect a large number of individuals and businesses across the economic spectrum. So it would not be surprising when a rap mogul has an issue with an insurer delaying payment on a claim.
According to a number of media sources, rapper Kanye West is suing insurer Lloyd’s of London for payment on an insurance policy taken out for his 2016 Life of Pablo tour. Many may remember how West was unable to complete the tour after being hospitalized.
West claims that Lloyd’s has not made payment as promised under the insurance contract and has not received any reason for nonpayment despite undergoing a independent medical exam and other investigative procedures as required by the insurer. Further, West believes that Lloyd’s leaked sensitive information about West’s mental health issues, ostensibly in an attempt to discover a reason disqualifying West from the benefits under the policy.
Suffice it to say, Kanye West believes that this is a classic case of insurance bad faith.
It remains to be seen how this lawsuit will end. After all, Lloyd’s of London was the same insurer that refused payment when Michael Jackson’s tour was cancelled after his death. But it exemplifies the need for experienced attorneys to litigate insurance bad faith cases.