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Representing People With Denied Insurance Claims
If you are disabled and collecting payments under a long-term disability policy, that's pretty much a done deal, right? That is, there should be no challenge to your claim by an insurer once you have -- and continue to be -- medically verified as unable to perform...
Subrogation action is an important insurance concept to understand. With subrogation, one party stands in for another party when making a claim for damages. For example, if you’re driving down the road and another driver runs a red light and side swipes you, your...
It happens all the time. It is quite common, in fact, for an individual in Oklahoma or another state who dutifully complies with health care policy requirements to be flatly denied coverage by an insurance company. Can that ever be right? Obviously, it would be hard...
The law holds insurance companies to a certain standard of behavior. When such a company’s conduct does not live up to this standard, it is coined “bad faith practice”. There are various types of conduct against an insured party that constitute bad faith. For example,...
A teen-aged girl living with epilepsy-linked seizures had high hopes a couple months ago in the days immediately preceding scheduled surgery to relieve her of her life-altering symptoms. Her procedure -- minimally invasive surgery called laser ablation -- has a string...
In Oklahoma and nearly every other state, driving without minimum insurance coverage is against the law. Insurance provides assistance in paying for property damage and injuries following a car accident. Because Oklahoma is an at-fault state, the driver who is...