The reality for some insurance policyholders in Oklahoma and elsewhere with serious injuries or illnesses is that they can't catch a fair break at the doctor's office.
So-called step therapy helps "to ensure better outcomes and affordability for everyone," says an insurance company spokesperson.
The following story conveys precisely the kind of news regarding insurance companies that makes legions of policyholders wary and even fearful when dealing with them.
When it comes to mental illness, many people in Oklahoma and nationwide suffer in silence. After all, while some illnesses or injuries clearly manifest themselves in ways that make it apparent that the person is hurt or sick, mental illnesses generally carry no physical monikers. Yet, this does not mean that they are no more or less serious than other types of illnesses.
Nowadays, it's growing more and more common to hear stories of natural disasters occurring in Oklahoma or elsewhere in the nation. You may have already experienced crazy weather where it's warm at one part of the day then drops to near-freezing temperatures just hours later. You may be one of many who have taken to carrying several types of clothing in your car to accommodate any unexpected changes you might encounter during your travels.