“We have … determined that the treatment is medically necessary.” Those were precisely the words that a woman recommended for entry into an in-house program for severe eating disorders was waiting to hear from her health insurance company. Following Wellmark’s...
Millions Of Dollars Recovered
For Bad Faith Insurance Denials
Month: October 2018
What are valid reasons to deny a life insurance claim?
Many Oklahoma residents are struggling with legal situations having to do with life insurance. Perhaps you can relate to such situations from first-hand experience or because you have been helping your aging parent address long-term care needs. Life insurance...
Court to plaintiffs: you waited too long to object to policy
We suspect that many readers of our insurance law blog across Oklahoma and elsewhere will find fault in the recent insurance-linked ruling issued by one state’s highest court. And we can understand why. Namely, that tribunal is the Illinois Supreme Court, which ruled...
Recent storms yield state of emergency in Oklahoma
The most relevant term concerning storm systems that move across Oklahoma is unquestionably “across.” Oklahoma is frequently a venue for nasty weather patterns that affect cities, towns and agricultural enclaves from one end of the state to the other....
What does credit insurance entail and protect against?
At least a portion of the answer to the above-posed blog headline can be supplied from a single sentence in our immediately preceding post relevant to all types of insurance. We noted in our October 12 entry at Mansell, Engel & Cole that “the essential idea and...
Debt cancellation coverage: a look at credit insurance
Insurance coverage is simultaneously one of the most complex yet simple business offerings. On the one hand, we all know that a policy is going to feature pages of fine-print legalese, coupled with riders, exclusions and other qualifying factors. Many of those...
One core reason why policyholders hate fighting with their insurers
The average amount paid for health insurance premiums by American policyholders rose notably between 2015 and 2016. And then that premium spike reportedly doubled during the 2016/2017 timeframe. How concerning is that for insureds in Oklahoma and across the country?...
Why was my life insurance claim denied?
Purchasing life insurance is like providing a safety net for your family. For many in Oklahoma, a life insurance policy is the only way they can affordably assist their loved ones if they should pass away. In fact, your loved one may have offered an act of kindness...