When a big dog gets up close and barks, many people freeze. Some panic and run.
When you pay for insurance coverage, you expect that the insurance company will provide the coverage as agreed in your contract. However, insurance companies are more interested in their bottom lines than your well-being, and sometimes, they may refuse to pay for a claim. In some cases, this is grounds to take legal action against the insurance provider.
Among perhaps a handful of candidates marking insurance-linked subject matter that drives doctors in Oklahoma and nationally to veritable distraction, so-called “prior authorization” likely tops the list.
Aggrieved Oklahoma insurance policyholders don’t live in a vacuum, of course, but they understandably have a limited picture regarding their claim disputes with insurers.
Insured parties in Oklahoma and elsewhere seldom go through the hassle of making policyholder claims for arguably trivial losses.
We suspect that most readers of our Oklahoma pro-policyholders’ insurance law blog have heard disturbing stories about unforeseen medical charges. Many of you have perhaps been presented with unexpected health care bills.