Mansell, Engel & Cole

November 2019 Archives

Life insurance exclusions can jeopardize your claim

It may seem to you that an insurance company carries all the risk when offering life insurance policies. After all, everyone must die, so coverage that promises to pay money when that event arrives may seem like a poor way for a business to make money. However, you do not have to worry that your insurer will go broke by insuring your life.

What is the purpose of uninsured motorist coverage?

First of all, let’s clarify those acronyms. We are referring to UM and UIM, which are commonly used shorthand designations relevant to automobile insurance coverage. They come into play when a driver involved in an accident lacks sufficient coverage to fully compensate another motorist.

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