Needing medical care can be complicated in many ways. You may worry about the procedure, medication and other aspects of treatment, and you may also have concerns about how you will pay for it all. Of course, because you have health insurance, you believe that your...
Millions Of Dollars Recovered
For Bad Faith Insurance Denials
Year: 2019
Why do insurers so often deny a doctor-recommended treatment?
No reasonable person begrudges an insurance company’s efforts to maximize corporate profits, provided it does not compromise an insured’s health in the process. After all, a coverage provider is no different than any other commercial entity in that it must do well to...
Variability of health care costs underscored in this story
Oklahoma residents doing their homework prior to making a major consumer decision duly focus on comparative shopping. To wit: A careful would-be buyer doesn’t simply purchase a new car from a local dealer without first checking to see if there are nearby competitors...
Am I covered against flood damage in Oklahoma or not?
Short answer to today’s above-posed blog headline query: maybe. Alternative response: maybe not. The bottom line for legions of homeowners in Oklahoma and nationally is that they’re just not quite sure whether they have insurance coverage that safeguards their...
One key step unmentioned in this response-to-denial analysis
Aggrieved consumers in Oklahoma and nationally are hardly without resources when they turn for information concerning purposeful actions to take in the wake of insurance company denials. A simple online search query yields scores of websites addressing that issue in...
Revisiting “step therapy:” Oklahoma inks protective legislation
The concept is simple enough and eminently logical from an insurer’s perspective. It’s called “step therapy,” and it works as follows, illustrated through a representative scenario. Say that you’re a patient with a serious condition that responds well to one...
Will a violent death mean denial of life insurance benefits?
Losing a loved one under any circumstances is hard enough, but when he or she died suddenly and violently at the hands of another person, your grief may be compounded. No one expects his or her loved one to become the victim of murder, but it does happen. When you...
ER care reimbursement denied to many thousands of veterans
Military veterans in Oklahoma and nationally incur more emergency care-linked expenses than do other demographics. That is understandable, of course, given the nature of their service, past performance in combat areas and other factors. It has been widely assumed that...
What factors commonly trigger insurance claim denials?
We wouldn’t reasonably expect at Mansell, Engel & Cole that our readers across Oklahoma could comprehensively cite all the applicable responses relevant to the above-posed headline query in today’s blog post. We feel confident in assuming, though, that most...
A look at post-disaster insurance claim responses
Tornadoes, lightning strikes, fires, high winds, ravaging hail, heavy rain, flooding, earthquakes … and more. A recent national article citing the “perils” linked with natural disasters notes their broad-based and often catastrophic nature. Every one of the calamities...