It can be overwhelming to be facing significant medical bills and have an insurance claim denied. That does not have to be the end of the story, however, which is why insureds who find themselves in the position of having a claim denied should be familiar with what is...
Month: February 2020
Alzheimer’s and denied long-term care insurance claims
Alzheimer’s disease, the most common form of dementia, seems to be increasing in commonality. In fact, some statistics show that more than five million Americans live with the disease, which can wreak havoc on the brain’s ability to function, thereby impacting memory,...
What if the health insurance company deems treatment unnecessary?
Health insurance is a fundamental need for Oklahomans. Since medical treatment can be so exorbitantly expensive, it is a comfort to know that their expenses will be paid when they visit a doctor or hospital, have procedures performed, receive treatment and other types...
Why a life insurance claim could be denied
People in Oklahoma buy insurance for various purposes. They may purchase insurance for their vehicles, houses, medical needs and even insurance on their lives. No one can predict the future and insurance can ensure that people will be able to pay for emergencies and...
Contesting a home insurance claim denial or settlement
Disputes over homeowners’ insurance claims can occur for many reasons and may be frustrating. There are ways you can deal with these property insurance disputes but more complex cases may require legal assistance. Know coverage Review your homeowner’s insurance and...
Fighting a denied earthquake insurance claim
Insurance comes in many forms and serves many different purposes. An Oklahoma resident may have health insurance, homeowners’ insurance, and car insurance to protect their different interests. When something happens and they must file a claim, they may expect to...
Overview of Oklahoma’s bad faith laws
Residents of Oklahoma City who pay for an insurance policy to protect their value property investments expect their insurance companies to come through and pay valid claims when they come up. Unfortunately, too often when a claim arises, an insurance company will deny...
Common reasons why health insurance denies claims
Getting into an accident or suffering a medical emergency can be physically and emotionally painful. However, some Oklahoma residents later suffer the secondary pain of a denied health insurance claim when their insurer elects not to provide coverage for their...
When a life insurance company denies a claim
When a family suffers the loss of a loved one whose life insurance policy was supposed to help to take care of them in the future, it can come as a devastating shock to discover that their claim has been denied. Although rare, if this happens to you in the Oklahoma...
The importance of additional documentation after a denied claim
Many will need additional care in their later years, which has led many to purchase long-term care policies to manage the cost of that care. However, many of these same people may find that the insurer they rely on denies their claim when they most need support. When...