Representing People With Denied Insurance Claims

Has your insurance claim related to mold been denied?

| Jun 21, 2021 | Insurance

There are a lot of things that can go wrong in your home or business, leaving you with expensive damage to repair. Your home or business might be exposed to lighting, fire, wind, or hail, all of which can cause extensive damage. That’s why it’s important to carry the appropriate insurance. By doing so, you can alleviate yourself of the financial burden of these situations and make sure that your home or business is quickly repaired.

What about mold damage?

Although property insurance seems pretty straightforward, the truth of the matter is that there are many complexities involved, which means that insurance claims are often underpaid or denied altogether.

This is often the case when it comes to mold damage. Mold remediation can be expensive, sometimes running into the tens of thousands of dollars. Although some insurance policies cover mold, others don’t. But even if your policy does cover mold, you may end up seeing your claim denied for a number of reasons.

Why are claims related to mold often denied?

Typically, an insurance company is going to consider if the mold in question is linked back to one of the major events described above, such as a fire or roof damage caused by wind. If the mold in question is linked back to one of those major events then you’re much more likely to have a successful insurance claim. Far too often, though, insurance companies try to argue that you’re responsible for the mold, such as by failing to fix a leaky pipe in a timely fashion.

Know how to push back against your insurance company

You don’t have to just sit back and accept an underpaid or denied insurance claim. Instead, you can fight back to obtain the compensation you need and deserve. To do so, though, you’ll need to be armed with evidence that supports your position and have strong negotiation and litigation skills. If you think that you could benefit from assistance in those areas, then now may be the time to reach out to an attorney who you think can help you successfully navigate your insurance dispute.