The Affordable Care Act (ACA) was revolutionary in ensuring that many of those who previously could not afford or obtain health insurance would be able to find an affordable insurer through the ACA Marketplace. The idea was that a person with health insurance would...
Millions Of Dollars Recovered
For Bad Faith Insurance Denials
Year: 2022
Can insurers deny you payment for a hospital’s paperwork errors?
Medical debt is a huge problem in the United States. It is the leading cause of bankruptcy, and the burden of medical debt prompted the creation of laws that help make health insurance more available to all. So, what happens when you get health insurance and the...
Preexisting conditions and life insurance
In years past, health insurance companies commonly used pre-existing conditions as reasons to deny coverage. After the Affordable Care Act passed, most insurance policies could no longer use preexisting conditions as a reason to deny coverage. However, this is not...
Why do insurance companies deny life insurance claims?
People in Oklahoma have life insurance policies for the purpose of ensuring that their loved ones have money if they pass away and are no longer able to provide for them. People pay premiums each month while they are living in case they pass away unexpectedly. It is...
Resolving a denied tornado damage claim
Tornados can hit just about any time of year in Oklahoma. A tornado struck southeastern Oklahoma as recently as November 5. The tornado destroyed homes and businesses and caused one fatality. Tornadoes are incredibly destructive. Many homeowners in Oklahoma purchase...
What are the basics of long-term care insurance?
Two well-established truths provide the foundation for long-term care insurance (LTCI). First, health concerns naturally increase and develop with age. Second, insurance provides various financial protection for that which a policyholder values. Moreover,...
Why might my insurance company deny my roof claim?
Oklahoma is known for its rough weather. Like other states in the plains, it has a relatively large number of tornados every year. It also has other severe storms with high winds and hail, which can damage commercial buildings, especially roofs. Most claims filed with...
Oklahoma Supreme Court addresses life insurance beneficiaries and divorce
Life insurance policies function as contracts. They stipulate certain actions or conditions upon which they will not pay out proceeds to beneficiaries. While specific provisions apply to each policy, the most common reasons for the insurer to void the policy, i.e.,...
Five things passengers should know after an auto accident
Auto accidents can cause severe problems in Oklahoma. Drivers may take solace in the knowledge that they have auto insurance to cover for medical expenses, property damage and more. However, passengers may worry about what will happen to them if they need medical...
Can an insurance provider deny you for a hospital’s paperwork errors?
If you have recently been in an accident or undergone treatment for a medical condition, you may have had to file a claim with your insurance company to cover some or all your expenses. However, insurance companies are often looking for reasons to deny your claim so...