When a disability claim is denied for a primary income earner, it can put everything at risk. Because of that, you should be familiar with how to fight back when you believe you have suffered an unfair disability insurance denial. What to do when disability has been...
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Denied Insurance Claims
How can I prevent surprise long-term care denials?
Oklahomans who purchase long-term care insurance do so because they want to be able to pay for a nursing homestay. It would be a major financial and emotional hardship if a person paid premium faithfully only to have their claim for long-term care benefits denied when...
Most common reasons why life insurance claims are denied
When a life insurance claim is denied, it can be overwhelming for family members during an already difficult time. Unfortunately, denials of life insurance claims are all too common. Failure to disclose pertinent information One of the most common reasons for a life...
When the insurance company won’t pay after a car accident
Oklahomans purchase auto insurance not only because it’s the law, but because they want to get coverage in case they are in an accident. When they file a claim for injury or property damage and they cannot get insurance to pay their claims, however, it can be...
Two options for disputing a denied health insurance claim
No one can anticipate becoming seriously ill or injured, but we can prepare for the possibility of such a situation by carrying health insurance. Medical care can be prohibitively expensive, and we rely on the insurance we have been paying into to help us pay our...
Insurance claim denial for water damage
Water damage can be a homeowner’s worst nightmare, causing them significant time and money to clean up standing water, replace damaged flooring and investigate mold remediation. Most homeowners believe that their homeowners insurance policy will pay for the damage and...
Life insurance claim denials and contestable circumstances
Many Oklahomans carry life insurance policies as a means of providing for their families should they unexpectedly pass away. Sadly, some insurers act in bad faith and will deny a claim for benefits that should be valid. Some of these denials are based on “contestable...
Take these steps to protect your long-term care insurance claim
The need for long-term care is astounding. In fact, some studies show that about 70% of elderly individuals will need some sort of long-term care at some point in their lives. This care can take many shapes, mind you, including nursing home care, home health aide...
Was there a valid reason why my life insurance claim was denied?
People in Oklahoma City who hold life insurance policies do so with the intention that, when they die, their beneficiaries will receive what they are owed under the policy. Sadly, things do not always go according to plan and sometimes a life insurance claim is denied...
Understanding the benefits and risks of CGL insurance
The purpose of a commercial general liability (CGL) insurance policy is to protect businesses in Oklahoma and elsewhere from medical payments or personal injury, property damage, or advertising injury liability claims. It is an essential part of any business’s ability...