Owning commercial property in Oklahoma is similar to owning residential property, but there are important differences. Due to these differences, commercial insurance policies are different from residential insurance policies. However, the claims process for both is...
On a recent blog, we explored appealing a health insurance denial. In that post, we focused on an internal appeal where you appealed directly to the health insurance company that denied your claim. In this post, we transition to an external review. External health...
If you need a medical procedure done, and it is denied, you feel helpless. What do you do? To whom do you turn? What now? However, what many do not realize is that the Oklahoma City, Oklahoma, denial is not an absolute no. You can appeal through both the internal and...
Oklahomans and people around the nation can face a health crisis or need various types of medical care without warning. Even with the recent global health emergency subsiding, people are still in need of care every day. These challenges can be made worse by not...
Hurricane Ian, which struck the southern United States last September, was one of the most powerful and destructive storms on record. Hundreds of thousands of people had their homes or businesses damaged or completely destroyed. And yet, according to a recent report,...
It may surprise our readers, but the United States has more tornadoes every year than any other country in the world. At 1,200 a year, we are the tornado capital of the world, and the vast majority of those tornadoes occur in “tornado alley,” which includes midwestern...
The Affordable Care Act (ACA) was revolutionary in ensuring that many of those who previously could not afford or obtain health insurance would be able to find an affordable insurer through the ACA Marketplace. The idea was that a person with health insurance would...
Medical debt is a huge problem in the United States. It is the leading cause of bankruptcy, and the burden of medical debt prompted the creation of laws that help make health insurance more available to all. So, what happens when you get health insurance and the...
In years past, health insurance companies commonly used pre-existing conditions as reasons to deny coverage. After the Affordable Care Act passed, most insurance policies could no longer use preexisting conditions as a reason to deny coverage. However, this is not...
People in Oklahoma have life insurance policies for the purpose of ensuring that their loved ones have money if they pass away and are no longer able to provide for them. People pay premiums each month while they are living in case they pass away unexpectedly. It is...