Mansell, Engel & Cole

denied insurance claims Archives

Mental health claims often denied coverage

When it comes to mental illness, many people in Oklahoma and nationwide suffer in silence. After all, while some illnesses or injuries clearly manifest themselves in ways that make it apparent that the person is hurt or sick, mental illnesses generally carry no physical monikers. Yet, this does not mean that they are no more or less serious than other types of illnesses.

What is an “act of God” for insurance claims purposes?

Insurance policies are complex contracts. These contracts provide the basis for the agreement made between the company and the policy holder. These policies are often comprised of various provisions. Many of these clarify when damage is covered and when it is not. One example included in many policies is “act of God” provisions.

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