Readers of our Oklahoma insurance law blog at Mansell, Engel & Cole might opt to just disregard the question posed above as our blog headline for today. A roll of the eyes might seem to be a more apt response.
Because the answer’s just that obvious, right?
A state-based employment staffing company knows exactly what we’re talking about. The Oklahoma City firm Express Employment Professionals recently conducted a survey that asked respondents what factors they deemed most important in a job offer. Salary was an expected off-the-charts response, and that certainly turned out to be the case.
But so too was health insurance coverage for potential hires and their families. Express Employment states that 91% of job seekers consider an insurance card in their wallet to be a key benefit linked to employment. In fact, they consider it a “deciding factor.”
That’s just not surprising, is it? In fact, if there is anything notable about the collective feedback, it is the takeaway that about 9% of job applicants don’t think that procuring health insurance is all that important. Those individuals are likely already covered … or perhaps billionaires.
The bottom line, of course (and especially these days, with medical costs in the United States being by far the priciest in the world, and constantly rising), is that health insurance is vitally important for virtually all Americans.
Thus, it is a big deal when it is threatened, especially by an insurance company seemingly responding in less than good faith to a policyholder’s reasonable coverage claim.
That unfortunately happens with distressing regularity. We note on our firm’s pro-policyholders’ website myriad rationales presented by insurers that are grounded in efforts to delay or deny legitimate claims.
Those don’t have to be passively suffered. Claimants who are holding up their end of the contractual insurance bargain have every right to assume that their insurers will respond in similar fashion.
When they don’t, strong and timely action can be taken to pursue a meaningful remedy marked by maximum compensation. A proven and empathetic insurance law legal team can provide further information.