What To Do When Your Insurance Company Is Not Communicating About Your Claim
If your insurance company has stopped responding, you’re not alone. Many people in Oklahoma file a claim and submit documents only to hear nothing back from their insurer. That silence can feel frustrating and confusing—especially when you’re counting on that claim to move forward. When this happens, it may be more than just a delay. […]
Do insurance companies prefer to settle out of court?
Was your insurance claim denied? You are not alone. Insurance companies are counting on the fact that many policyholders won’t fight back, so they deny claims outright or provide lowball offers in the hope that claims will be quickly and cheaply resolved. Don’t fall for these tactics, and don’t sign any documents or agree to a […]
How to advocate for your parents’ insurance rights
The world is constantly evolving, and older adults often have a hard time staying up to date on the most recent developments. They may struggle to use modern technology and to understand changes to the law, as well as shifts in culture. In many cases, they may simply swallow their resentments and frustrations instead of […]
Five common signs of insurance bad faith
When you submit a claim to your insurance company, you expect them to handle it properly. And if you’ve diligently paid your premiums on time, then you probably also anticipate quick payment. Yet, the reality is that insurance companies often look for ways to deny claims and delay payment. After all, they’re in the business […]
The four reasons why health insurance claims are denied
Health insurance is supposed to provide you with a sense of security, allowing you to breathe a sigh of relief when unexpected and massive medical bills come through showing that your insurance company has paid for most if not all of them. In reality, though, insurance companies are businesses focused on making money, and the […]
Do I have to pay a “surprise” medical bill?
If you live in Oklahoma City, Oklahoma, and you have health insurance, you may have experienced a “surprise” medical bill at some point. A surprise medical bill is an unexpected charge from an out-of-network provider or facility that you did not choose or know about in advance. The good news is that starting in 2022, […]
How can your long-term insurance claim be denied?
Long-term care can be extraordinarily expensive, sometimes costing well over $100,000 a year. Without proper savings and protection, then, a stay in a long-term care facility can devastate your finances, leaving you with little if anything to pass on to your loved ones when the time comes. That can be a stressful thought, but you […]
Understanding refusal to defend
When a person purchases property insurance, they usually believe they are fully covered for unexpected events and losses. However, sometimes insurance companies refuse to defend an insured person, which can lead to financial losses and other significant consequences. Refusal to defend When the insurance company either denies coverage or refuses to defend the policyholder, it […]
Can my health insurance deny needed medical care?
Insurance companies have a legal obligation to act in good faith when dealing with their policyholders. This means that they must treat their customers fairly and honestly, and not try to avoid paying valid claims or delay the process unnecessarily. However, sometimes insurance companies fail to meet this standard and engage in wrongful conduct that […]
Disability insurance claim denials in Oklahoma
You’ve worked hard so that you can be protected by a disability insurance policy. And in the unfortunate event that you do suffer from a disabling condition, you might breathe a sigh of relief knowing that you have protection. But as you navigate the claims process, you might quickly find yourself disheartened and worried about […]