In years past, health insurance companies commonly used pre-existing conditions as reasons to deny coverage. After the Affordable Care Act passed, most insurance policies could no longer use preexisting conditions as a reason to deny coverage. However, this is not...
Representing People With Denied Insurance Claims
Insurance Disputes
Resolving a denied tornado damage claim
Tornados can hit just about any time of year in Oklahoma. A tornado struck southeastern Oklahoma as recently as November 5. The tornado destroyed homes and businesses and caused one fatality. Tornadoes are incredibly destructive. Many homeowners in Oklahoma purchase...
Can my claim be denied if I have a pre-existing condition?
Those of us with a chronic health condition depend on our health insurance to help make our treatment affordable. So, if you were denied health insurance coverage based on a condition you had before enrolling in your current health care plan you likely feel frustrated...
Six ways your insurance company may be acting in bad faith
You’ve dutifully paid your insurance premiums for a long time. So, when the time comes for you to rely on your insurance policy, you expect that it’ll be there for you. Unfortunately, though, insurance companies often utilize shady tactics to try to avoid paying you...
How can an attorney help with a life insurance denial?
When one of your loved ones passes away you often have many issues to deal with. There are financial matters to attend to, property, vehicles and insurance, along with just the emotional trauma of losing a loved one. Many people have life insurance and although it can...
How do you make a bad faith insurance claim?
There are certain circumstances when an insurer fails to pay an insurance claim that it may be considered bad faith. In those circumstances, people who have insurance should know what steps they may be able to take against a bad faith insurer. Steps to take There are...
Common insurance claim denials
When an individual takes out an insurance policy and then needs to make a claim, he or she expects that the claim will be paid and there will be no issue. However, insurance companies may deny claims for a variety of reasons. Common denial reasons One of the most...
Coverage and claim denial for fire damage
A fire can destroy a person’s home and their belongings, leaving them displaced while the property is repaired. Many people believe that homeowners insurance will pay for the damage. Fire coverage A homeowners insurance policy may offer several types of coverage for...
Fighting for your long-term care benefits
There is no doubt that at some point, most older Americans will need some type of long-term care. Getting assistance with basic activities as physical or cognitive functions begin to deteriorate will be a fact of life, and for this reason many seek long-term care...
What is an insurance company’s duty to defend the insured?
Commercial property owners and store owners in Oklahoma need to open up their property to customers, employees and others. They rely on these people for their business to be profitable and successful. At various times though, like with any property, things can break...