What To Do After Water Damages Your Home or Business in Oklahoma
Water damage can disrupt your home or business fast. Whether it’s a burst pipe, storm or roof leak, water damage can feel overwhelming. What makes it worse is your insurance company delaying, underpaying, or denying your claim. At Mansell & Engel, we know how frustrating such situations can be. Our experienced attorneys help insureds across […]
Is my health information protected from insurers in Oklahoma?
In Oklahoma, people are frequently concerned about various aspects of health insurance coverage. One issue that frequently arises is the access to their private health information, who has it, and how it is used. This is a worrisome issue with the speed at which people can garner another person’s health details and potentially use it […]
Car insurance claim denial FAQs
When you’ve been injured in a car accident, you have medical expenses, lost wages and property damage. If you’ve diligently paid your insurance premiums, you might be comforted by the thought of your policy covering some of these losses. Yet, the sad reality is that a lot of car accident insurance claims are denied. This […]
What if I am hit by an uninsured or underinsured motorist?
Being in a car accident is often a terrifying, overwhelming experience. Your focus after an accident is usually on your injuries, damage to your vehicle and the overall disruption to your life. The last thing on your mind in those frightening, panic-stricken moments after a car accident is insurance. However, exchanging contact and insurance information […]
Insurance companies are breaking the law in denying some claims
When you secure health insurance, you expect that your insurer will step in during your time of need to help pay for your medical care. Yet, insurance companies often go out of their way to find justifications to deny claims. While this can take individuals by surprise, it has also left lawmakers who have implemented […]
Resolving insurance disputes in Oklahoma
Dealing with insurance claims can often be as stressful as the incidents prompting them, especially when disputes arise. Oklahoma residents facing disagreements with their insurance companies over claims have several avenues for dispute resolution, including negotiation, arbitration, and the court system. Understanding Your Policy and the Claims Process Before engaging in any dispute, it’s vital […]
Avoid these mistakes in your homeowner’s insurance claim
When your home suffers damage, you’ll likely find yourself worried about the cost of repairing it. In many instances, this can be tens, perhaps even hundreds, of thousands of dollars. Although that can be incredibly stressful to think about, you might breathe a sigh of relief knowing that you’re protected by your insurance policy. Yet, […]
Understanding commercial general liability insurance
Most businesses carry insurance to protect themselves. Commercial general liability (CGL) insurance covers several common risks and liabilities that the business may encounter. These include property damage and personal injury in addition to others. Coverage overview There are several types of incidents CGL may cover. If a person is injured on the premises, the policy […]
Are wildfires covered by Oklahoma commercial property insurance?
If you own a business, you may wonder if your commercial property insurance covers damage from wildfires. Wildfires are a serious threat in Oklahoma, especially when the during extreme summer weather, like we are experiencing now. According to the Oklahoma Insurance Department, wildfires routinely destroy hundreds of structures every year resulting in millions of dollars […]
Do I need to be examined by a doctor for health insurance?
If you are looking for health insurance in Oklahoma, you may wonder if you need to be examined by a doctor before you can enroll in a plan. The answer depends on the type of health insurance you are seeking and your health status. Oklahoma law According to the Oklahoma Insurance Department, there are three […]