When you’ve been injured in a car accident, you have medical expenses, lost wages and property damage. If you’ve diligently paid your insurance premiums, you might be comforted by the thought of your policy covering some of these losses. Yet, the sad reality is that a...
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What if I am hit by an uninsured or underinsured motorist?
Being in a car accident is often a terrifying, overwhelming experience. Your focus after an accident is usually on your injuries, damage to your vehicle and the overall disruption to your life. The last thing on your mind in those frightening, panic-stricken moments...
Insurance companies are breaking the law in denying some claims
When you secure health insurance, you expect that your insurer will step in during your time of need to help pay for your medical care. Yet, insurance companies often go out of their way to find justifications to deny claims. While this can take individuals by...
Resolving insurance disputes in Oklahoma
Dealing with insurance claims can often be as stressful as the incidents prompting them, especially when disputes arise. Oklahoma residents facing disagreements with their insurance companies over claims have several avenues for dispute resolution, including...
Avoid these mistakes in your homeowner’s insurance claim
When your home suffers damage, you’ll likely find yourself worried about the cost of repairing it. In many instances, this can be tens, perhaps even hundreds, of thousands of dollars. Although that can be incredibly stressful to think about, you might breathe a sigh...
Understanding commercial general liability insurance
Most businesses carry insurance to protect themselves. Commercial general liability (CGL) insurance covers several common risks and liabilities that the business may encounter. These include property damage and personal injury in addition to others. Coverage overview...
Are wildfires covered by Oklahoma commercial property insurance?
If you own a business, you may wonder if your commercial property insurance covers damage from wildfires. Wildfires are a serious threat in Oklahoma, especially when the during extreme summer weather, like we are experiencing now. According to the Oklahoma Insurance...
Do I need to be examined by a doctor for health insurance?
If you are looking for health insurance in Oklahoma, you may wonder if you need to be examined by a doctor before you can enroll in a plan. The answer depends on the type of health insurance you are seeking and your health status. Oklahoma law According to the...
What are Oklahoma insurance requirements?
Oklahoma residents know how important it is to have good insurance coverage. A quality insurance plan at an affordable cost is what most residents seek. No matter what type of insurance you have, there are usually minimum coverage requirements, and it is important...
Do I have to pay a “surprise” medical bill?
If you live in Oklahoma City, Oklahoma, and you have health insurance, you may have experienced a “surprise” medical bill at some point. A surprise medical bill is an unexpected charge from an out-of-network provider or facility that you did not choose or know about...