It may surprise our readers, but the United States has more tornadoes every year than any other country in the world. At 1,200 a year, we are the tornado capital of the world, and the vast majority of those tornadoes occur in “tornado alley,” which includes midwestern...
Representing People With Denied Insurance Claims
Insurance
What are the basics of long-term care insurance?
Two well-established truths provide the foundation for long-term care insurance (LTCI). First, health concerns naturally increase and develop with age. Second, insurance provides various financial protection for that which a policyholder values. Moreover,...
Bad faith practices in health insurance
When Oklahomans contract with a health insurance company, we expect them to be there for us when we need them. If we do not have our health, we do not have anything. But, what shocks many is that some health insurance companies act in bad faith or with unfair claims...
Three reasons why a life insurance claim could be denied
We pay for life insurance to have the peace of mind that our loved ones will be taken care of financially should we unexpectedly pass away. However, in the midst of all the activities that follow a death, a life insurance claim could be denied leading to further...
Understanding credit insurance
Many people use credit to afford what they need and then can pay what they owe over time according to the credit agreement. Sometimes, an individual may choose to take out credit insurance which covers him or her for loan or credit card payments if he or she is unable...
How do you know you have enough of the right insurance policy?
As Americans get older, no plan for the future is complete without considerations for long-term care. Health issues take on new meaning when it becomes challenging to perform basic daily functions, and a progressive condition or even a fall can suddenly change the...
Will you face difficulty with a long-term care insurance claim?
Most Oklahoma residents understand the basic concept of any type of insurance – you pay a premium, usually monthly, and when a situation arises when you need that insurance coverage to be there to cover expenses, it does so. However, anyone who has ever submitted a...
Avoid a payment lapse to protect life insurance coverage
No one wants to think about death or the loss of a beloved family member. Unfortunately, unexpected illnesses, accidents, and events happen each day and deprive families of members lost too soon to unforeseen incidents. The loss of a working individual can be...
Bad faith insurer warning signs
Property owners, homeowners and renters all carry insurance to protect themselves should a natural disaster occur. Most reach out to their insurance companies in a time of extreme need after paying on their policies for years. For that reason, claimants should be...
Three reasons why you need to get a fair insurance settlement
The aftermath of a car accident can be stressful. After all, if you’re in this situation now then you’re probably struggling to find a way to pay for your recovery, secure financial stability, and deal with your emotional trauma all while you’re trying to cope with...