Representing People With Denied Insurance Claims
Mansell, Engel & Cole Legal Blog
Why are earthquake claims often denied?
Oklahoma has become an earthquake epicenter in recent years. Between 2008 and 2015, the number of earthquakes in the state increased by nearly 4,000%. This increase occurred due to wastewater injection, a disposal practice which ended in 2015. Even though the number...
Why is it a good idea to purchase long-term care insurance
Long-term care insurance is a benefit that many people overlook as a serious need, as it does not typically provide an immediate benefit for years to come. The fact of the matter is that long-term care insurance is one of the benefits you will be thankful to have when...
Family receives settlement after insurance company refuses to pay
A Georgia family endured severe injuries after getting hit by a pickup truck. The vehicle's impact even left their 12-year-old daughter with a traumatic brain injury that now requires life-long medical treatment. The family sued the driver seeking damages of $3...
Competing claims in insurance breach of contract case
The chance of a policyholder in Oklahoma or elsewhere prevailing in a damage claim filed with an insurer obviously increases exponentially when damage allegations can be supported by compelling evidence. And when a claimant tells the truth. That latter point was...
Federal court finds that crime insurance covers phishing attacks
Should your crime insurance policy cover computer crimes? Not long ago, both the Second and Sixth Circuit courts of appeal ruled that phishing-related losses are covered. Now, the Eleventh Circuit has also found that phishing losses are covered by a crime policy that...
Is a jumbo, decorative beach ball an amusement device?
It all happened at an event called "RumFest" in another state. A pair of local night clubs that were sponsoring the event put jumbo-sized, decorative inflatable beach balls in a fountain pond. They were never intended to be used as actual balls but merely to lend...
Is computer damage from ransomware a direct physical loss?
If your policy requires a "direct physical loss" before a claim will be paid, you will be interested in a recent decision by a federal court in another state. Although the ruling would only be used as persuasive authority, not precedent, in Oklahoma, federal judges...
What does it mean to say a claim denial was in bad faith?
If your insurance claim was denied in bad faith, you could win extra damages in a lawsuit. In addition to the cost of the loss you were claiming, you could be awarded compensation for any other financial losses caused by the bad faith of the insurance company, for...
Why did your health insurance deny your claim?
Like many in Oklahoma, you may have insurance on your own dime and not through your employer. Since this is often expensive, it can be frustrating to have the insurer deny a claim you feel is legitimate. Often these issues arise when a policyholder is not familiar...
National insurer under fire for alleged fraud in OK lawsuit
Did insurance giant Farmers play fair? Eight Oklahoma plaintiffs insist that the company did not concerning its conduct regarding their claims for storm-linked property damage. Their stated dismay with the national insurer has led to their filing of a lawsuit in...
