Just about everyone knows that our healthcare system is enormously complex. Insurance plays a big part in that. Yet, most people are comforted knowing that they have insurance coverage, expecting that it will kick in when needed. The sad truth, though, is that many...
Millions Of Dollars Recovered
For Bad Faith Insurance Denials
Denied Insurance Claims
California lawmakers debate granting businesses immunity
As states ease pandemic restrictions and restart their economies, lawmakers debate the impending coronavirus lawsuits. Many of these civil suits accuse employers and businesses of negligence and stand to have a devastating impact on those industries. In response, four...
Why do insurance companies deny long-term care claims?
When you or a loved one needs long-term care, you expect your insurance to help support that care. This is especially true for the 40% of the older population who are poor or near poor, older people who need the support from their insurance. A denial from the...
Why are earthquake claims often denied?
Oklahoma has become an earthquake epicenter in recent years. Between 2008 and 2015, the number of earthquakes in the state increased by nearly 4,000%. This increase occurred due to wastewater injection, a disposal practice which ended in 2015. Even though the number...
Family receives settlement after insurance company refuses to pay
A Georgia family endured severe injuries after getting hit by a pickup truck. The vehicle's impact even left their 12-year-old daughter with a traumatic brain injury that now requires life-long medical treatment. The family sued the driver seeking damages of $3...
Federal court finds that crime insurance covers phishing attacks
Should your crime insurance policy cover computer crimes? Not long ago, both the Second and Sixth Circuit courts of appeal ruled that phishing-related losses are covered. Now, the Eleventh Circuit has also found that phishing losses are covered by a crime policy that...
Is a jumbo, decorative beach ball an amusement device?
It all happened at an event called "RumFest" in another state. A pair of local night clubs that were sponsoring the event put jumbo-sized, decorative inflatable beach balls in a fountain pond. They were never intended to be used as actual balls but merely to lend...
What does it mean to say a claim denial was in bad faith?
If your insurance claim was denied in bad faith, you could win extra damages in a lawsuit. In addition to the cost of the loss you were claiming, you could be awarded compensation for any other financial losses caused by the bad faith of the insurance company, for...
Why did your health insurance deny your claim?
Like many in Oklahoma, you may have insurance on your own dime and not through your employer. Since this is often expensive, it can be frustrating to have the insurer deny a claim you feel is legitimate. Often these issues arise when a policyholder is not familiar...
Why do insurers so often refuse coverage for rare cancers?
Insurance companies routinely state that they refuse to pay for costs linked with patients’ rare cancers because recommended treatments are experimental and unproven. A noted cancer expert and legions of her peers in the medical industry reject that assertion. In...