The concept is simple enough and eminently logical from an insurer’s perspective. It’s called “step therapy,” and it works as follows, illustrated through a representative scenario. Say that you’re a patient with a serious condition that responds well to one...
Millions Of Dollars Recovered
For Bad Faith Insurance Denials
Month: September 2019
Will a violent death mean denial of life insurance benefits?
Losing a loved one under any circumstances is hard enough, but when he or she died suddenly and violently at the hands of another person, your grief may be compounded. No one expects his or her loved one to become the victim of murder, but it does happen. When you...
ER care reimbursement denied to many thousands of veterans
Military veterans in Oklahoma and nationally incur more emergency care-linked expenses than do other demographics. That is understandable, of course, given the nature of their service, past performance in combat areas and other factors. It has been widely assumed that...
What factors commonly trigger insurance claim denials?
We wouldn’t reasonably expect at Mansell, Engel & Cole that our readers across Oklahoma could comprehensively cite all the applicable responses relevant to the above-posed headline query in today’s blog post. We feel confident in assuming, though, that most...
A look at post-disaster insurance claim responses
Tornadoes, lightning strikes, fires, high winds, ravaging hail, heavy rain, flooding, earthquakes … and more. A recent national article citing the “perils” linked with natural disasters notes their broad-based and often catastrophic nature. Every one of the calamities...
Recurrent question: What losses will insurance protect against?
We spotlighted the instantly scary word “temblor” in a recent Mansell, Engel & Cole blog post. We noted in our August 23 entry that temblors -- those earthquake-defining ground shakes that are never forgotten once experienced – are “top tier events that always...