If you are like many others here in Oklahoma City, you probably assume that your homeowner's insurance will cover any claim related to your home. Unfortunately, you would probably be wrong. Homeowner's insurance policies often have exclusions for certain types of...
Representing People With Denied Insurance Claims
Year: 2019
Why do insurers so often refuse coverage for rare cancers?
Insurance companies routinely state that they refuse to pay for costs linked with patients’ rare cancers because recommended treatments are experimental and unproven. A noted cancer expert and legions of her peers in the medical industry reject that assertion. In...
Athletes charge noted insurer with playing dirty in claim denials
Imagine the following as a business plan model for an insurer. To wit: Require an applicant applying for disability coverage to sign a policy and remit payments, and yet defer from actually issuing the insurance contract until the policyholder makes a claim. And then...
Ongoing insurance reality: coverage denial for preexisting condition
“We live in a time when even outlandish arguments can sometimes win the day.” So says one health care expert commenting on what we suspect readers of our Oklahoma insurance law blog will deem a decidedly unfair coverage outcome. What unexpectedly happened to one man...
Health insurance costs spiking sharply for Oklahomans
They’ve gone “about as high as they can go.” We’re talking health insurance deductibles in today’s Mansell Engel & Cole blog post, with the above quote being provided courtesy of a researcher who centrally contributed to a report spotlighting that subject matter....
Life insurance exclusions can jeopardize your claim
It may seem to you that an insurance company carries all the risk when offering life insurance policies. After all, everyone must die, so coverage that promises to pay money when that event arrives may seem like a poor way for a business to make money. However, you do...
Focus: dealing purposefully with long-term disability claim denials
Farron Cousins calls it a “sad reality.” The host and principal of the progressive talk radio program Ring of Fire recently used those words to convey a bottom line regarding American insurance companies. We know that many readers of our insurance blogs at the...
What is the purpose of uninsured motorist coverage?
First of all, let’s clarify those acronyms. We are referring to UM and UIM, which are commonly used shorthand designations relevant to automobile insurance coverage. They come into play when a driver involved in an accident lacks sufficient coverage to fully...
Opinion: Letting insurers act as doctors is truly dangerous
William E. Bennett Jr. has some strong views concerning insurers’ role in the treatment-approval process for patients, and he is not shy about communicating them. Nor should he be. Bennett Jr. is a proven medical professional, being both a doctor and university...
Just how key is securing health insurance for an Oklahoma worker?
Readers of our Oklahoma insurance law blog at Mansell, Engel & Cole might opt to just disregard the question posed above as our blog headline for today. A roll of the eyes might seem to be a more apt response. Because the answer’s just that obvious, right? A...