Here's a for-real business strategy employed by many insurance companies in response to policyholders' bona-fide coverage claims, as sadly evidenced quite often in media reports across the country: simply do nothing until compelled to do so. Although that might seem...
Millions Of Dollars Recovered
For Bad Faith Insurance Denials
Year: 2017
Insurer now challenges agreed-to settlement amount in accident case
Insured individuals, families and businesses in Oklahoma and across the country know well from experience that insurance companies are tight with their dollars. Put another way: It is a commonplace of insurers' business models to willingly take in whatever they can...
When the earth moves but your insurance company won’t
Whether man-made or from natural causes, earthquakes raise alarm and anxiety. For those who live in Oklahoma, the rumblings of earth are daily events. In fact, the frequency of human-induced earthquakes is on the rise, and a recent geological study warns that almost 3...
Plaintiff’s claim against insurer now a class action suit
Was it a valid use of analysis and contractual interpretation in coming up with a fair insurance payment to a policyholder or, rather, disingenuous sleight-of-hand geared toward purposefully undercutting that individual when paying out on a fire-related property loss?...
The insurance universe: a broad realm, with lots to protect
Are you insured? Such a question, while seemingly simple enough on its face, is really not readily susceptible of a quick and definitive answer at all, is it? In fact, it might be reasonably responded to by a return query to the asker, namely this; Against what? Ten...
Couple’s damage claim reversed on appeal due to time bar
Following are the material details of an insurance dispute that should resonate in uppercase with any individual or family having a bona-fide claim for damages under an insurance policy. The bottom line in the case -- a matter recently resolved on appeal in federal...
Scary proposition: when the LTC company you’ve long funded tanks
Most residents across Oklahoma and the rest of the country buy various forms of insurance for a logical and obvious reason: they need safeguards and some assurance against the downsides posed by risk. Among all the groups that purchase that protection, there is...
Fighting insurance bad faith situations on behalf of your parent
Many adult children in Oklahoma set aside personal goals and make other sacrifices to help care for their parents. If you're in this type of situation, you likely understand the emotional, physical and financial challenges often associated with such care. If early...
Manipulating policy language: lawsuit alleges insurer’s bad faith
Hartford Life and Accident Insurance Company, Inc., a major arm and subsidiary of the conglomerate commonly referred to in shorthand form as The Hartford, has a commanding national presence. Including in Oklahoma, where Hartford is a major purveyor of policies --...
With health insurance, a delay may be as bad as a denial
Health care and how to pay for it is top of mind for nearly everyone in Oklahoma and the rest of the country right now. The political realities of the issue make it so. But if you or a loved one is on the receiving end of a diagnosis for some major illness that...