A recent insurance-themed article relates that a policy dispute proceeded in relatively straightforward fashion for national insurer State Farm through the court system in one state. If the case progression could be likened to a hitter’s plate appearance in a baseball...
Millions Of Dollars Recovered
For Bad Faith Insurance Denials
Year: 2018
A central part of post-storm asset recovery: proving losses
You just might be – in fact, there’s a better-than-average chance you are – an Oklahoma homeowner who lacks a detailed listing of household valuables that need to be accounted for in the wake of a storm or other adverse event. Your insurer is probably OK with that. It...
Hail can cause considerable damage to your home
When a storm crops up, you may take the necessary measures to ensure that you and your property remain as protected as possible. Of course, you likely rely on your house to protect you from the majority of weather-related threats, and you use homeowners insurance to...
Insurer would certainly like a “do over” in this bad-faith case
Insurance companies in Oklahoma and across the country sometimes act in head-scratching ways to claims that are clearly bona-fide and warrant prompt payment in full. Regular readers of our insurance law blog at Mansell, Engel & Cole in Oklahoma City know that, of...
Does my insurance cover that?
Driving a car may be routine for most people, but it’s never predictable. A daily commute might include merging traffic, broken stoplights, animals crossing the street, children at play, or loose debris falling from a truck. That’s just a shortlist of...
Oklahoma gets a second health insurance option in 2019
Oklahoma residents using the federal exchange to shop for health insurance will have new options starting next year. Medica, a Minnesota company, has said that they will begin selling health care plans in Oklahoma by 2019. The company plans to offer several plan types...
Wrench thrown into policy applications: a preexisting condition
Americans “deserve better.” It is hard to disagree with that assertion made by a writer in a recent article discussing what has been a long-time and frightening scourge for scores of millions of people across the country. Namely, that is a so-called “preexisting...
How bad faith often arises in insurers’ claims handling
The very title of a recent media piece on insurance companies – Avoiding and Defending Against Bad Faith -- reveals that the industry has a material problem on its hands. We suspect most of our readers readily understand what bad faith conduct is without the need for...
Your insurance company is obligated to treat you fairly
Make no mistake, insurance companies are in the business of making money. If they can find a valid, legal reason for denying a claim or paying as little as possible for one, they will. Knowing that, they must follow certain laws when it comes to handling claims from...
Just how much does your insurer know about you?
An accurate response to the above-posed headline in today’s blog post can be delivered in a single word: plenty. You likely believe that the insurance company or multiple insurers that you contract with to safeguard against life’s material risks have personal data...