We suspect that most readers of our Oklahoma pro-policyholders’ insurance law blog have heard disturbing stories about unforeseen medical charges. Many of you have perhaps been presented with unexpected health care bills. State legislators and national lawmakers duly...
Millions Of Dollars Recovered
For Bad Faith Insurance Denials
Year: 2019
When is it appropriate to sue an insurance company?
When you pay for insurance coverage, you expect that that the insurance company will do what you are paying it to do – provide protection in the event of an emergency. If you file a valid claim for something covered by your insurance company, failure to meet the terms...
What is prior authorization, and why do doctors hate it?
There's an elephant in doctors' offices in Oklahoma and nationally, and doctors just can't make it leave the room. They desperately want to do so. It unduly interferes with timely and sensible treatment their patients need - sometimes desperately, without delay. And...
Consequences pile up in aftermath of recent storm activity
Oklahoma has unquestionably been the epicenter of powerful storms that have ripped across wide corridors of the United States in recent weeks. State residents are well accustomed to violent swings of weather. What has transpired recently is flatly notable, though....
Recent VP visit underscores Oklahoma’s storm-damage aftermath
There is no question that Oklahoma has been the epicenter of destruction wreaked by tornadoes, flooding and other storm-linked calamities across much of the United States in recent days. Many of the state's eastern counties have been especially mauled, as evidenced by...
Appellate court concurs: insurer unquestionably acted in bad faith
National insurer Geico should have quit when it was ahead. Arguably, that was when it could have formally settled a policyholder’s accident claim by writing a $50,000 check. The company pursued another tack, though. Namely, it opted to counter the motor vehicle crash...
Protecting against crop losses due to Oklahoma’s hail storms
No matter where they are located, farms are often at the mercy of the weather. Here in Oklahoma, those risks include severe thunderstorms, tornadoes and hail. All of these can be damaging to your crops, but when it comes to hail, you could lose everything. You may...
Oklahoma Insurance Commissioner acts in wake of severe weather
There is no question where Oklahoma Insurance Commissioner Glen Mulready’s mindset is focused these days. Official statements from Mulready’s office stress that his department is strongly thinking about the welfare of Oklahoma insurance policyholders in the wake of a...
What do you forgo when failing to contest a denied insurance claim?
You’re a prudent person who has been around the proverbial block once or twice with insurers, so you take care to follow through carefully on formal rules and processes relevant to approval before getting an advised surgery. Your operation goes smoothly, with your...
Policyholders not the only parties that chafe under claim denials
Physician Michael Kirsch’s recent opinion letter to a national health publication seeks to make an immediate and starkly clear point. In communicating his views, the doctor is both candid and uncompromising. Kirsch’s focus – wrath might actually be a better word –...