For any property owner, you have property insurance. Whether you own a residential home, a vacation home or commercial property, you are legally obligated to have insurance on your property. You bought into an insurance package, you have been paying your premiums, and...
Millions Of Dollars Recovered
For Bad Faith Insurance Denials
Year: 2020
The most common reasons for denying insurance claims
Commercial businesses obtain insurance for financial protections against potentially costly claims. Because a property insurance policy is a contract requiring compliance from the insured business, payout is not always guaranteed. Some reasons are typically used for...
What is generally not covered by homeowner’s insurance?
Homeowners in Oklahoma want to ensure that their property is protected from damages, and thus will purchase homeowner’s insurance to help offset the costs of damages to their property. However, it is important to note what types of claims homeowner’s insurance will...
Can a life insurance agency deny coverage for excessive blood alcohol content?
Many Oklahoma City residents have some kind of life insurance. Reading the fine print of a life insurance policy is not something that most people do. If a person dies they assume that their beneficiary will receive the full amount of their life insurance policy....
Understanding why a medical claim is denied or rejected
When residents in Oklahoma and elsewhere fall ill or suffer an injury, they likely rely on their health insurance to reduce or cover the costs of medical tests and treatments. However, when one receives notice that a claim for a medical procedure they had done was...
Does interruption insurance cover pandemics?
American businesses have faced substantial hardship in 2020. As the pandemic continues to ravage the nation's economy, many owners are wondering if they'll survive. While the Paycheck Protection Program (PPP) offers some assistance, it's not always enough. Many...
Streamlining the appeal of a denied long-term care claim
With the ever-rising costs of a nursing home stay, many in the Oklahoma City area are understanding that they may need such care in their old age and will purchase a long-term care insurance policy to help cover these costs when the time comes. However, sometimes a...
Appealing a denied claim? How to increase your chance at success
Your insurance provider denied your claim. Do not feel discouraged—many insurers deny perfectly valid claims the first time around. Now, you are preparing to file an appeal and you are wondering how to maximize your likelihood of success. These are some helpful tips...
Tips for when your health insurance claim is denied
With the skyrocketing cost of healthcare in the U.S. many Oklahomans are grateful that they have health insurance. However, when a claim is sent to the insurance company, and the insurance company denies it, it can quickly lead to worry and frustration. After all, we...
Health insurance claim denied? Be prepared to appeal
Just about everyone knows that our healthcare system is enormously complex. Insurance plays a big part in that. Yet, most people are comforted knowing that they have insurance coverage, expecting that it will kick in when needed. The sad truth, though, is that many...